Ask people about their legal paperwork, and they’ll rattle off things like IDs, property deeds, or maybe even a will. But there’s one critical document most adults shockingly don’t have: a Power of Attorney (POA).
A POA authorizes someone you trust to act on your behalf if you’re ever incapacitated. It covers everything from financial decisions (paying bills, managing accounts) to healthcare choices (treatment approvals, long-term care arrangements). Without it, your family may face costly and lengthy court battles just to handle your affairs.
So why don’t more people have one? The answer is simple: procrastination and misconception. Many assume POAs are only for the elderly. In reality, an accident, illness, or unexpected event can happen at any age.
The process is straightforward—often a single form, signed and notarized. Most jurisdictions even provide free or low-cost templates. Yet millions put it off until it’s too late.
Think of it this way: you buy insurance not because you expect disaster, but to prepare for it. A Power of Attorney is legal insurance. It ensures your wishes are carried out, your loved ones are spared stress, and your life runs smoothly—even when you can’t manage it yourself.